Category Archives: Uncategorized

Longevity’s Up and Child Mortality is Down

To motivate people to save for retirement, I often quote statistics and recalled an article I came across more than a year ago in the Atlantic Monthly. In “What Happens When We All Live to 100?”, Gregg Easterbrook writes, “When … Continue Reading

Posted in Uncategorized | No Comments

What’s the Buzz about International Stocks?

The international markets lagged the US market by a significant margin in 2014. In fact, they have lagged in recent years. Nevertheless, Nobel Prize-winning economist Robert Shiller told CNBC last month that he’s thinking about shifting his personal money into international … Continue Reading

Posted in Investing, Uncategorized | No Comments

Do We Have a Crisis of Student Loan Defaults?

Here’s some sobering news. The default rate on federal student loans is the highest it’s been in almost two decades. Student Loan Defaults Surge To Highest Level In Nearly 2 Decades reports the following based on Department of Education data: … Continue Reading

Posted in Uncategorized | No Comments

The Role of Skill and Luck in Success

How do you know if your successes are a result of skill or luck? That’s the question investment strategist Michael J. Mauboussin explores in his book The Success Equation: Untangling Skill and Luck in Business, Sports, and Investing. I recently … Continue Reading

Posted in Uncategorized | No Comments

More on the Dangers of Market Timing

I remember reading an article in the Wall Street Journal about how, on May 20, 2010, Karen and Roger Potyk sold all of their stocks.  The comfortably retired couple from San Antonio, Texas had stayed invested in some equity mutual … Continue Reading

Posted in Investing, Market Timing, Uncategorized | No Comments

“A Thought for My Fellow CEOs”

If you have not read Warren Buffett’s annual letter to shareholders dated March 1, 2013, I recommend you read the following section of his letter. “Of course, the immediate future is uncertain; America has faced the unknown since 1776. It’s just that … Continue Reading

Posted in Uncategorized | No Comments

America’s Wealthy Consider Abandoning U.S.

Increasingly, Americans with $1 million or more in assets are considering moving to tax-friendly states and, in some cases, are looking to move out of the country in order to shield their wealth from higher taxes. In fact, this January, … Continue Reading

Posted in Uncategorized | No Comments

Increase Your Focus and Productivity

You know you need to save more and you promise yourself that you will — tomorrow. Working with an advisor provides the discipline and direction you need to stop procrastinating and focus on what you need to do to achieve … Continue Reading

Posted in Uncategorized | No Comments

Boutique Wealth Management Firms Are Tops

Investors with at least $5 million in assets and minimum annual income of $200,000 prefer smaller boutiques over the large Wall Street firms. So says a recent survey by the New York-based Luxury Institute. While the survey measured factors from … Continue Reading

Posted in Uncategorized | No Comments

Is Uncle Sam’s Debt Higher Than We Thought?

In A Proper Accounting: The Real Cost of Government Loans and Credit Guarantees, the editors of the online newsletter Knowledge@Wharton point out that while our attention has been focused like a laser beam on the U.S. government’s enormous debt and … Continue Reading

Posted in Uncategorized | No Comments