Category Archives: Financial Planning

Smart Ways to Build a Moat Around Your Wealth

Have you taken steps to protect the assets you have worked so hard to build? Chances are, you know someone who has been sued. Maybe that someone is you. The fact is, your enviable position as a successful person comes … Continue Reading

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Three Steps to a More Secure Retirement

Financial planners often hear the question: “Am I putting enough aside for retirement?” It isn’t surprising, especially as people reach “a certain age,” that they start wondering about this, especially since “not being a burden to my children in my … Continue Reading

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Stress-Test Your Financial Plan

Many of us are familiar with the somewhat dreaded routine: climbing onto the treadmill at a clinic or our cardiologist’s office, having electrodes taped to our chests, and then undergoing a series of graduated exertions designed to measure our cardiovascular … Continue Reading

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The Pros and Cons of Refinancing Your Mortgage

The announcement by the Federal Home Loan Mortgage Corporation (“Freddie Mac”) on April 13, 2017, that 30-year fixed-rate mortgages have fallen to their lowest level of the year, averaging 4.08 percent, has many homeowners wondering if now is the time … Continue Reading

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Financial Stress Rings in the New Year

A December survey by the National Endowment for Financial Education® (NEFE) finds more than two thirds (68 percent) of U.S. adults will make a financial New Year’s resolution for 2017. Saving money (53 percent) tops the list, followed by managing … Continue Reading

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Budgeting Tips Worth Sharing

Budgets, or the more palatable term “spending plans,” provide structure and can make your financial life less stressful. With students going back to college and college graduates beginning their careers, it’s a good time to review sometime-tested budgeting tips parents … Continue Reading

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More Parents are Supporting Adult Children

Reopening the Bank of Mom and Dad, to Help Adult Children by Constance Gustke details the now familiar story of adult children who, although graduated from college, still rely on their parents for support. To be sure, the economy of … Continue Reading

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Can Planning Increase One’s Happiness?

I hope you enjoyed a happy and safe Independence Day holiday and weekend with family and friends! Have you thought about your independence and what assures your future happiness? Northwestern Mutual’s 2014 Planning and Progress Study found that the more discipline individuals bring … Continue Reading

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Data Gathering vs. Discovery

An interesting article by advisor Roy Diliberto, “Data Gathering vs. Discovery,” gets to the heart of how advisors can distinguish themselves in a competitive marketplace. Obviously, data gathering is 100% quantitative and provides the basic financial information we need to … Continue Reading

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How Do You Define Wealthy?

Respondents to the UBS Wealth Management Americas Investor Watch survey defined what it is to be “wealthy” not as having a particular amount of money, but as having a “lack of financial constraints.” The findings were based on a survey … Continue Reading

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