Category Archives: Current Events

The New Tax Reform Bill

On Saturday, December 2, 2017, at about 2:00 AM, Eastern Standard Time, the US Senate passed the most comprehensive tax reform bill in more than thirty years: the Tax Cuts and Jobs Act. Previously, in mid-November, the House of Representatives … Continue Reading

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Nobel Prize-Winner’s Theory Describes “The Rest of Us”

Most economic models of market strategy are predicated on a flawed premise: that investors behave rationally. In most market models, the assumption is that all the factors impacting investment decisions are known, that all prices are a fair assessment of … Continue Reading

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When Disaster Strikes: Moving Back toward Normal

Without question, a natural disaster can alter your life forever. Most important, of course, is doing all you can to insure your personal safety, along with that of your loved ones and friends. But even if you and your family … Continue Reading

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Equifax Breach, Revisited: Four More Steps to Protect Yourself

On September 9th, I created a blog (What Should You Do about the Equifax Data Breach) and recommended that consumers who are concerned about the recent breach at Equifax (and more than 160 million of us should be concerned) should … Continue Reading

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When Disaster Strikes: Navigating Financial Recovery

In last week’s blog, we discussed the importance of having a plan for recovering from natural disaster. Whether you live on the Texas Gulf Coast, in Oklahoma’s “Tornado Alley,” in the San Francisco Bay area, in Florida, in the middle … Continue Reading

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When Disaster Strikes: Tips for Financial Recovery

The tragic images coming from the Texas Gulf Coast over the past few weeks and from Florida and the Caribbean over the past few days have surely reminded us all that natural disasters are no respecters of persons. In Houston, … Continue Reading

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What Should You Do about the Equifax Data Breach?

Many consumers were unnerved to learn that Equifax, the giant credit-reporting corporation, suffered a data breach between mid-May and July that exposed sensitive personal information for an estimated 143 million individuals. The information obtained by hackers included Social Security numbers, … Continue Reading

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North Korea and Your Investment Strategy

Should investors sell due to the tensions with North Korea? The short answer is, “Probably not.” The longer answer has to do with the broader global and military context surrounding the recent well-publicized shouting match between North Korean dictator Kim … Continue Reading

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The New Fiduciary Rule and Your Retirement Accounts

You may recall the dustup that happened last February, when President Trump announced by memorandum a delay in the implementation of the fiduciary rule for retirement plans, scheduled to take effect on April 10, 2017. This rule, created during the … Continue Reading

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The Pros and Cons of Refinancing Your Mortgage

The announcement by the Federal Home Loan Mortgage Corporation (“Freddie Mac”) on April 13, 2017, that 30-year fixed-rate mortgages have fallen to their lowest level of the year, averaging 4.08 percent, has many homeowners wondering if now is the time … Continue Reading

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