Category Archives: Annuities

Pay Attention to the Fees in Your 401(k) Plan

I’ll summarize my takeaways below, but if you have 20 minutes, watch this entertaining segment from John Oliver: “Retirement Plans: Last Week Tonight with John Oliver” He discusses how anyone can call him or herself an advisor without having any required … Continue Reading

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Variable Annuity: Buyer Beware

We often evaluate an investor’s portfolio and see a variable annuity as part of the portfolio inside or outside an IRA. I believe they are over-used and should be evaluated carefully. There are a number of features that I dislike: … Continue Reading

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Variable Annuities? Buyer Beware

A recent FINRA investor alert gets right to the point: “The marketing efforts used by some variable annuity sellers deserve scrutiny—especially when seniors are the targeted investors.” As if these products weren’t complicated enough, variable sales pitches are sometimes tailored … Continue Reading

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Think Twice About an Indexed Annuity

We all enjoy playing a game we can’t lose, but investing in the stock market is not one of them. However, the promise of “guaranteed returns” led shell-shocked investors to pour nearly $30 billion into index annuities in 2009, even … Continue Reading

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