Third Quarter 2009 Market Commentary

October 15, 2009

We are pleased to provide you with a brief review of the major financial and economic developments from the first quarter of the year that have impacted your portfolio.

Our Financial Market and Economic Review, a web-based, multimedia service, traces the trajectory of the U.S. economy and highlights the latest action in the stock and bond markets. This complimentary quarterly Review also briefly examines two topical subjects. In this edition, we will take a look at the global economy to compare the longer-term economic prospects of the United States with those of other nations. The second examines the recent history of corporate dividends, which have been a major part of the long-term total returns earned by stock investors. Based on “streaming” video and audio technology, the Review provides all of this information in the space of just about 10 minutes. To access the Review, simply click on this Market Commentary link.

We hope you like it.

As always, be sure to let us know what you think of this Review and if we can be of any assistance.

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